Boat Insurance
Boat Insurance in Washington, Oregon, and Arizona
Boat Insurance
Whether you’re boating on the Puget Sound or cruising on a lake in Arizona, DFG Insurance offers boat insurance to protect you, your passengers, and your vessel. We’ll help you find the best coverage to keep your boat and boating adventures safe.
What Does Boat Insurance Cover?
Boat insurance provides essential coverage for your watercraft. Common coverages include:
Liability Coverage
Protects you if you cause injury or damage to others while on the water.
Collision Coverage
Pays for damage to your boat if it collides with another vessel or object.
Comprehensive Coverage
Covers theft, vandalism, and damage from natural disasters.
Personal Injury Protection
Covers medical expenses for you and your passengers if injured in a boating accident.
Frequently Asked Questions
Is boat insurance required?
Boat insurance is not legally required in all states, but it’s highly recommended to protect your vessel and your financial well-being in case of an accident.
Does boat insurance cover damage from weather?
Yes, comprehensive boat insurance typically covers damage caused by storms or other natural disasters.
Does boat insurance cover trailer damage?
Most boat insurance policies can cover trailer damage as part of a comprehensive policy. Be sure to confirm with your agent if trailer damage is included in your policy.
