Motorcycle Insurance
Coverage for Riders on the Olympic Peninsula and Beyond

Motorcycle Insurance
Whether you’re an avid motorcyclist or just enjoy an occasional ride, motorcycle insurance is essential to keep you covered in case of accidents or theft. At DFG Insurance, we offer tailored motorcycle insurance policies designed to protect you on the road.
What Does Motorcycle Insurance Cover?
Motorcycle insurance typically includes:
Liability Coverage
Protects you if you cause injury or property damage to others while riding.
Collision Coverage
Pays for repairs to your motorcycle after an accident.
Comprehensive Coverage
Covers damage from theft, vandalism, or natural disasters.
Medical Payments
Helps cover medical expenses for you and your passengers after a crash.
Uninsured/Underinsured Motorist Coverage
Protects you if you’re hit by a driver with insufficient insurance.
Frequently Asked Questions
What coverages are included in a standard motorcycle insurance policy?
A typical motorcycle insurance policy provides liability protection for bodily injury and property damage, collision coverage for damage to your bike, comprehensive coverage for non-collision perils (like theft or fire), and uninsured/underinsured motorist protection. Optional add-ons include roadside assistance, medical payments, and accessory coverage for custom parts. At DFG Insurance (formerly Doty Insurance, Fryer Insurance, Poulsbo Junction Insurance, Gellor Insurance), we work with you to select the right combination of coverages for your riding style and bike type.
How do I get a motorcycle insurance quote in Sequim or Port Angeles?
To receive a customized motorcycle insurance quote in Sequim, Poulsbo, Port Angeles, Forks, or Port Townsend, contact our agency by phone or complete our online form. We’ll gather details on your bike’s make, model, year, your riding history, and intended use—whether touring the Olympic Peninsula or commuting—then compare rates from top-rated carriers to deliver a competitive premium.
Can I bundle motorcycle insurance with other policies?
Yes. Bundling your motorcycle insurance with auto insurance or home insurance Sequim often produces multi-policy discounts. If you hold RV insurance, fire insurance, or business insurance with DFG in Washington, Oregon, or Arizona, adding motorcycle coverage can further lower your overall premiums.
Do you offer motorcycle insurance in Oregon and Arizona?
Absolutely. Our licensed agents provide motorcycle insurance in Oregon and in Arizona,. We understand state-specific requirements such as minimum liability limits, helmet laws, and local rate factors.
What factors influence my motorcycle insurance rate?
Rates depend on your age, riding experience, driving record, the bike’s engine size and model, annual mileage, and storage location—whether a covered garage in Poulsbo or an open driveway in Forks. Safety devices and prior riding courses can also qualify you for discounts. We explain each factor so you can make informed decisions to manage your costs.
How do I file a motorcycle insurance claim?
After an accident or theft, contact DFG Insurance immediately. We’ll help you document damage—photos, police reports, repair estimates—and liaise with your insurer to process your claim. Our goal is to ensure your repairs or replacement occur quickly, so you’re back on the road with minimal downtime.
Can you help with motorcycle insurance for riders with special requirements?
If you have coverage needs due to violations or suspensions, we can tailor your motorcycle policy to meet state regulations. We assist riders in Washington, Oregon, and Arizona to ensure compliance and help restore your riding privileges smoothly.
What choose DFG Insurance for motorcycle insurance?
Since 1928, DFG Insurance has combined local expertise on the Olympic Peninsula with broad carrier access. Whether you need motorcycle insurance in Poulsbo, Port Angeles, or coverage while traveling to Oregon or Arizona, our independent agency finds the best rates and delivers personalized guidance for every rider.