Is motorcycle insurance required in Forks, WA?

Yes. Washington law requires minimum liability coverage for all motorcycles. This includes $25,000 per person for bodily injury and $10,000 in property damage. We often recommend higher limits and comprehensive coverage for better protection.

Can I get coverage for custom motorcycle parts?

Yes. If your bike includes aftermarket parts—like custom paint, wheels, or saddlebags—we can add accessory endorsements to cover their full value. Basic coverage typically only includes factory parts.

Does riding in the rain affect my rates?

While weather itself doesn’t raise premiums, frequent claims caused by slick roads or storm damage can. For Forks motorcycle owners, choosing the right coverage upfront helps you avoid future surprises.

What discounts are available for motorcycle insurance in Forks?

You may qualify for safe rider discounts, multi-policy savings, or reduced rates for storing your bike seasonally. We also offer bundling discounts with home insurance and auto insurance in Forks

How do I get started with a policy?

Just contact DFG Insurance. We'll compare coverage options and help you select a policy tailored to your bike, your riding habits, and your budget—built around the specific risks you face as a Forks rider.

Local Coverage for Forks Riders

Motorcycle Insurance in Forks

Protecting Your Ride, Rain or Shine

Between the winding forest roads and frequent rainfall, motorcycle insurance in Forks is more than a box to check—it’s a safeguard for your bike, your body, and your peace of mind. DFG Insurance, previously known as Doty Insurance, Fryer Insurance, and Gellor Insurance, delivers flexible motorcycle coverage designed to keep Forks riders protected in any weather. Whether you commute to Port Angeles or ride the scenic byways through Olympic National Park, we’re here to protect your journey.

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Fuel Your Freedom, Insure Your Ride

01

We provide full-coverage motorcycle insurance in Forks, including liability, comprehensive, and collision options tailored to local riding conditions.

02

Our policies account for weather-related risks—like storm damage, fallen trees, or wet-road accidents—common in the Forks area.

03

We help Forks vehicle owners bundle motorcycle insurance with auto insurance or home insurance for better savings and simpler management.

04

From classic cruisers to trail-ready dirt bikes, our coverage extends to a wide range of bikes and riding styles.

Coverage That Fits the Unique Roads of Forks

Forks riders know rain isn’t just a backdrop—it’s a constant. That’s why our motorcycle insurance in Forks is designed with local risks in mind. Collision coverage protects your bike in an accident, while comprehensive coverage takes care of non-collision threats like fallen limbs or theft during winter storage.

Riders who’ve customized their bikes with performance mods or unique parts need coverage that values those upgrades. We help ensure your custom exhaust system, saddlebags, or upgraded lighting kits are fully covered—not just the base model.

If you're commuting from Forks to work in Port Angeles or heading south through Oregon territory on a weekend ride, our coverage gives you protection that travels with you.

Frequently Asked Questions

Is motorcycle insurance required in Forks, WA?
Yes. Washington law requires minimum liability coverage for all motorcycles. This includes $25,000 per person for bodily injury and $10,000 in property damage. We often recommend higher limits and comprehensive coverage for better protection.
Can I get coverage for custom motorcycle parts?
Yes. If your bike includes aftermarket parts—like custom paint, wheels, or saddlebags—we can add accessory endorsements to cover their full value. Basic coverage typically only includes factory parts.
Does riding in the rain affect my rates?
While weather itself doesn’t raise premiums, frequent claims caused by slick roads or storm damage can. For Forks motorcycle owners, choosing the right coverage upfront helps you avoid future surprises.
What discounts are available for motorcycle insurance in Forks?
You may qualify for safe rider discounts, multi-policy savings, or reduced rates for storing your bike seasonally. We also offer bundling discounts with home insurance and auto insurance in Forks
How do I get started with a policy?
Just contact DFG Insurance. We'll compare coverage options and help you select a policy tailored to your bike, your riding habits, and your budget—built around the specific risks you face as a Forks rider.