Manufactured Home Insurance
Manufactured Home Insurance in Washington, Oregon, and Arizona
Manufactured Home Insurance
Your mobile home is just as important to protect as a traditional home. Whether you live in a mobile home park or on private land, DFG Insurance offers mobile homes insurance that covers your property, belongings, and liability. We’ll help you find the right coverage to protect your mobile home and give you peace of mind.
What Does Manufactured Home Insurance Cover?
Manufactured home insurance provides protection against various risks. Key coverages include:
Dwelling Coverage
Covers the physical structure of your mobile home against damage from fire, wind, hail, and other covered perils.
Personal Property Coverage
Protects your belongings inside the mobile home, including furniture, electronics, and clothing, from damage or theft.
Liability Coverage
Covers medical expenses or legal fees if someone is injured on your property.
Additional Living Expenses
Pays for temporary housing and living expenses if your mobile home becomes uninhabitable due to a covered loss.
Frequently Asked Questions
Is manufactured home insurance required?
While mobile home insurance is not legally required, it’s highly recommended to protect your home and belongings from unexpected losses. Additionally, if you have a loan on your mobile home, the lender may require insurance.
Does manufactured home insurance cover flood damage?
Mobile home insurance typically does not cover flood damage. However, you can add flood insurance to your policy for comprehensive protection.
Can I insure my mobile home if it’s older?
Yes, you can insure older mobile homes, but coverage options and premiums may differ based on the age and condition of the home. Our agents can help you find the best options for your situation.
