Life and Retirement Planning
Life and Retirement Planning in Washington, Oregon, and Arizona
Life and Retirement Planning
Planning for the future is one of the most important steps you can take to protect your family and secure your financial future. DFG Insurance offers life and retirement planning services to help you create a strategy that works for your long-term goals. Whether you’re looking for life insurance, annuities, or retirement savings solutions, we can help guide you toward a more secure future.
What Does Life and Retirement Planning Cover?
Life and retirement planning services are designed to help you make informed decisions about your financial future. Key services include:
Life Insurance
Provides financial protection for your loved ones in the event of your passing. We offer term life, whole life, and universal life insurance policies to fit your needs.
Annuities
Fixed or variable annuities offer guaranteed income in retirement, helping you maintain financial stability in your later years.
Retirement Savings Plans
We help you set up and manage retirement savings options, such as IRAs, 401(k) rollovers, and more, to ensure you have enough for the future.
Estate Planning
Assists in planning the distribution of your assets after your passing, ensuring your loved ones are taken care of according to your wishes.
Frequently Asked Questions
Do I need life insurance?
Life insurance is essential if you have dependents or financial obligations that would be difficult for your family to manage after your death. It can help replace lost income and cover outstanding debts or funeral expenses.
What’s the difference between term life and whole life insurance?
Term life insurance covers you for a specified period, like 10 or 20 years, and is typically more affordable. Whole life insurance provides lifelong coverage and includes a cash value component that grows over time.
How much should I save for retirement?
The amount you should save depends on your desired lifestyle, retirement age, and other factors. A good starting point is to aim to save 15% of your annual income, but our team can help you create a more tailored plan.
What is an annuity, and do I need one?
An annuity is a financial product that provides regular payments for a specified period, often used for retirement. It’s a good option if you want a guaranteed stream of income after you retire.
