Commercial Auto Insurance
Tailored Commercial Insurance for Washington, Oregon, & Arizona
Commercial Auto Insurance
If your business relies on vehicles for deliveries, client visits, or transporting goods, you need commercial auto insurance. DFG Insurance offers customizable commercial auto insurance policies that cover your fleet and drivers against a wide range of risks.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance provides essential coverage for vehicles used for business purposes. Common coverages include:
Liability Coverage
Covers injuries or property damage caused by your vehicle while driving for business purposes.
Collision Coverage
Pays for damage to your business vehicle after an accident, regardless of fault.
Comprehensive Coverage
Covers damage to your business vehicle from non-collision events like theft, vandalism, or weather-related damage.
Uninsured/Underinsured Motorist Coverage
Protects your business if you’re hit by a driver who lacks insurance.
Frequently Asked Questions
What is commercial auto insurance, and how does it differ from personal auto insurance?
Commercial auto insurance covers vehicles used for business purposes—like deliveries, jobsite travel, or transporting equipment. Unlike personal policies, commercial coverage accounts for business-related risks, including liability for employee drivers, commercial use, and heavier vehicle types. Whether you’re operating in Sequim, Forks, or Port Angeles, DFG Insurance helps you get the protection you need for your work vehicles.
Who needs commercial auto insurance?
If your business owns or leases vehicles, uses personal cars for work, or employs drivers, you likely need commercial auto insurance. From contractors in Poulsbo to delivery services in Port Townsend, coverage ensures you're protected in the event of an accident, lawsuit, or equipment damage.
What does a commercial auto insurance policy typically cover?
Coverage may include:
- Liability— personal injury or property damage to others
- Collision and comprehensive coverage for your vehicles
- Medical payments for injuries to you or your employees
- Uninsured motorist protection
- Hired and non-owned auto coverage
Contact us and we'll explain every option and make a recommendation based on the size of your fleet and operational risks.
Can I get commercial auto coverage in Oregon and Arizona?
Yes. Our team is licensed in Oregon and Arizona and can provide businesses with multi-state operations or travel-heavy work. We ensure seamless coverage wherever your vehicles go.
How much does commercial auto insurance cost?
Premiums are based on vehicle type, how they’re used, driver histories, the nature of your business, and your selected coverage levels. We work with top insurers to get the best rates without compromising coverage—especially for businesses across the Olympic Peninsula.
Do you insure specific types of work vehicles?
Yes. We help insure everything from small vans and pickup trucks to utility trailers and heavy-duty service vehicles. Whether you’re a landscaper in Sequim or an electrician in Port Angeles, we find policies that match your real-world needs.
Can I bundle commercial auto with other policies?
Absolutely. Many clients combine commercial auto insurance with their business owners insurance or contractors insurance to streamline protection and unlock multi-policy discounts.
Why choose DFG Insurance for commercial auto insurance?
With roots dating back to 1928 and trusted names like Doty Insurance, Fryer Insurance, and Gellor Insurance, we understand the needs of local businesses. Our independent agents offer competitive commercial auto insurance Port Angeles, commercial auto insurance Forks, and commercial auto insurance Poulsbo options, supported by personalized service.
