Commercial Auto Insurance in Port Townsend
Coverage Built for Coastal Operations
Safeguard Your Vehicles, Protect Your Business.
01
02
Our policies offer optional hired/non-owned auto endorsements, extending your protection to rental or employee-owned vehicles used for business tasks.
03
Equipment coverage safeguards mounted tools, cargo, or specialty units—essential for marine contractors, landscapers, and service fleets.
04
Bundling with business insurance or commercial property insurance delivers streamlined service and cost savings on multi-line programs.
Why Port Townsend Businesses Rely on DFG Insurance
Operating in a coastal environment introduces hazards like salt corrosion, high winds, and unexpected storms. Our commercial auto insurance in Port Townsend includes comprehensive protections against weather-related damage and non-collision perils—so your fleet remains operational, come wind or rain.
Service fleets and contractors often need to rent vehicles or use subcontractor trucks. Without the proper hired/non-owned auto endorsement, coverage gaps can expose your business to liability. We ensure all vehicles performing work for you are protected under your policy.
For businesses hauling specialized equipment—whether marine gear, landscape tools, or mobile event rigs—standard coverages fall short. Our equipment endorsements close those gaps, so valuable assets in transit statewide and beyond stay insured.
Frequently Asked Questions
What does commercial auto insurance in Port Townsend cover?
Standard coverage includes liability (bodily injury and property damage), collision (repair costs), comprehensive (theft, weather, vandalism), and optional endorsements for hired/non-owned autos and equipment on your work vehicles.
Can I insure rental or employee-owned vehicles?
Yes. A hired/non-owned auto endorsement extends your policy’s liability and physical damage coverages to vehicles not owned by your company but used for business purposes, ensuring seamless protection.
How can Port Townsend fleets save on premiums?
Implement safety training programs, maintain clean driving records, install telematics or GPS trackers, and bundle with other policies—like business insurance—to qualify for multi-policy and safety discounts.
What should I do after a fleet vehicle accident?
First, ensure safety and document the incident with photos and statements. Then report the claim promptly to DFG Insurance. We’ll coordinate repairs, guide you through claims processing, and help meet any regulatory obligations.
