Motorcycle Insurance in Washington
Coverage Built for Every Road
Motorcycle Insurance for Every Journey
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Our policies offer optional coverages for custom parts, safety gear, and emergency roadside assistance.
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We help Washington riders secure discounts through safety course completions, multi-policy bundling, and low-mileage options.
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With decades of regional experience, we guide you through filing claims, handling repairs, and keeping you riding—no matter where the road takes you.
Why Washington Riders Rely on DFG Insurance
Washington’s diverse terrain—from sea-level highways to high-elevation mountain roads—presents risks that generic policies often overlook. We analyze your primary routes, storage location, and bike type to recommend the right mix of liability, collision, and comprehensive coverages tailored to your lifestyle.
Many riders are concerned about uninsured motorists, theft, or damage to custom parts. Our motorcycle insurance plans include uninsured motorist protection and optional parts-and-accessories coverage, so you’re never left paying out of pocket for stolen or damaged aftermarket upgrades.
Filing a claim while on tour or commuting can be intimidating. Our dedicated claims advocates, carrying the heritage of Poulsbo Junction Insurance, streamline the process—coordinating with local repair shops, arranging parts, and securing fair settlements—so you get back on two wheels without delay.
Frequently Asked Questions
What coverage is required for motorcycle insurance in Washington?
You must carry liability insurance with at least $25,000 bodily injury per person, $50,000 per accident, and $10,000 property damage. Many riders also choose collision and comprehensive to protect their own bikes against crashes, theft, and weather damage.
How can I lower my motorcycle insurance premiums?
Maintain a clean driving record, complete an approved rider safety course, bundle your policy with auto insurance or home insurance, and opt for higher deductibles. Discounts for good riders can reach 20–30%.
Does motorcycle insurance cover custom parts and gear?
Standard policies cover the bike itself. To protect aftermarket parts, helmets, and riding gear, add accessory coverage or an agreed-value endorsement—ensuring full reimbursement if damaged or stolen
What should I do after an accident on my motorcycle?
Ensure everyone’s safety, document the scene with photos, exchange information, and call 911 if needed. Then contact DFG Insurance—we’ll guide you through claim filing, repair estimates, and direct you to approved repair facilities.
