Home Insurance In Sequim
Coverage That Fits the Way You Live
Streamlined Coverage, Exceptional Support
01
02
Our agents know the specific environmental exposures in Clallam County, including wildfire risk, flood-prone zones, and seasonal weather that could leave your home vulnerable.
03
We offer flexible policy structures for unique needs—whether you own a modular unit and need mobile home insurance or you’re protecting a rental property or vacation home.
04
Our local service model means we’re here to help when you need it—whether you’re updating coverage, managing a claim, or comparing quotes from trusted providers.
Your Partner for Home Insurance in Sequim
Buying a home in Sequim means more than just owning property—it means becoming part of a close-knit community along the northern Olympic Peninsula. But many homeowners aren’t sure if their current policy actually protects them when disaster strikes. Do you have enough coverage for temporary living expenses if you’re displaced by fire? Is your detached workshop covered? What about upgrades made during a recent remodel? We help you answer those questions and build home insurance in Sequim that reflects what your home is really worth.
Many people also don’t realize when it’s time to update their policy—or how an outdated plan can leave serious gaps. If you’ve added a new roof, installed solar panels, or upgraded your kitchen, your policy should reflect those changes. And if you’ve transitioned from full-time residence to part-time vacation use or rental status, your insurance needs may have shifted entirely. We provide thorough reviews for Sequim homeowners insurance to make sure your coverage keeps pace with your life.
Choosing an agency can also feel like a balancing act—between national brand convenience and real local service. With decades of experience under legacy names like Gellor Insurance, we offer the best of both. Our service area spans the Olympic Peninsula, and we bring deep regional knowledge that large national brands often miss. Whether you're new to Sequim or a long-time resident, we’re here to help protect your home with clarity, care, and consistency.
Frequently Asked Questions
What's typically included in home insurance coverage in Sequim?
A standard policy includes protection for your dwelling, detached structures, personal property, and liability. We can also help you add endorsements for high-value items or specialty structures like workshops, greenhouses, or guest cottages.
Do I need wildfire coverage in Sequim?
Yes. While Sequim’s location offers some natural protection due to the rain shadow, wildfire remains a growing risk in the Olympic Peninsula. We ensure your policy includes or supplements fire coverage appropriately.
Can I bundle my home insurance with other policies?
Absolutely. We offer bundled discounts when you combine your homeowners insurance with auto insurance, RV insurance, boat insurance, or even business insurance if you work from home or run a small company.
Is flood coverage included in standard homeowners insurance?
No, flood insurance must be purchased separately. If your home is near the Dungeness River, Bell Creek, or in a low-lying area, we’ll help you evaluate your risk and find the right flood policy.
Do you help with policies outside of Washington?
Yes. In addition to serving Sequim and surrounding areas, we assist with insurance in Oregon and insurance in Arizona for clients who own second homes or split residency between states.
