Home Insurance in Washington
Built for the Way You Live
Safeguarding Homes with Trusted Expertise
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We offer premium coverage options for mobile home insurance and secondary residences, reflecting the diverse housing needs found throughout Washington.
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Whether you need homeowners insurance in Sequim or Poulsbo, our team compares quotes across top carriers to find strong protection at a fair price.
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As an independent agency serving the Olympic Peninsula, we're here when you need us—offering clear explanations, real guidance, and decades of trust from our roots in Doty Insurance, Gellor Insurance, and more.
Your Partner for Home Insurance in Washington
After a home loss or severe damage, most people don’t know where to begin. It’s not just about replacing damaged walls or stolen property—it’s also about understanding what your policy covers, how deductibles work, and whether temporary living expenses are included. We walk you through those decisions. Whether you're navigating coverage for a vacation home in Port Angeles or your main residence in Poulsbo, we explain everything clearly—no rushed conversations or insurance jargon.
There’s a common misconception that home insurance in Washington is all the same, or that you only need a policy when you first buy a home. In reality, many homeowners across the Olympic Peninsula discover too late that their coverage hasn’t kept up with the value of their property or the specific risks in their area. At DFG Insurance, we make sure your coverage grows with you—especially if you've recently renovated, expanded, or transitioned to a mobile home.
Another challenge homeowners face is finding the right balance between cost and protection. National carriers might offer one-size-fits-all policies, but they often overlook the nuances of home insurance Forks or home insurance Port Townsend. That’s where we’re different. With decades of experience from brands like Fryer Insurance and Poulsbo Junction Insurance, we combine the credibility of a longstanding agency with the personalization only a local partner can provide.
Frequently Asked Questions
What does a standard home insurance policy cover in Washington?
A standard policy generally includes coverage for the dwelling, attached structures, personal belongings, and liability in case of accidents on your property. It can also cover temporary housing if your home becomes uninhabitable due to a covered loss. We help ensure you have the right level of protection whether you're looking for home insurance in Port Angeles or updating your existing policy in Sequim.
Does my home insurance include flood or wildfire protection?
No, flood and wildfire coverage are not typically included in standard home insurance policies. However, we can help you add those protections as separate endorsements or stand-alone policies—an important step for many in Forks, Port Townsend, and other high-risk areas across Washington.
What if I own a second home or a mobile home?
We provide coverage options for secondary residences, vacation properties, and mobile homes. Whether it’s a seasonal cottage in Sequim or a modular home outside Poulsbo, we’ll make sure your property is fully protected from unexpected events.
Can I bundle home insurance with other policies for savings?
Absolutely. We frequently help clients bundle home insurance with auto insurance, boat insurance, RV insurance, or even business insurance to simplify billing and reduce premiums. If you own multiple assets in Olympic Peninsula communities, bundling can be a smart and efficient option.
Do you serve clients outside Washington?
Yes. We also help clients with insurance in Oregon and Arizona— offering the same level of personalized service no matter where your property is located. It’s ideal for those who split time between states or invest in real estate across the region.
